Fintech

The Many Applications for Data-Over-Sound Technology

Hong Kong is often in the news for all the wrong reasons. What most HK residents would probably want you to know is just how much they love their city. Politics aside, when nearly 28% of a city’s population takes to the streets to protest at the same time, it tells you something. These people […]

Draper Esprit – A Publicly Traded European VC Firm

You’ll often hear wantrepreneurs complain about how their genius is being held back by venture capitalists (VCs) who don’t throw money at them because of <INSERT PERCEIVED INJUSTICE HERE>. The truth is that venture capital investing is exceptionally risky. Harvard Business School senior lecturer Shikhar Ghosh’s research showed that 75% of startups never return cash to […]

Square Stock vs. PayPal Stock vs. Adyen Stock

Certain professions attract more self-important people than others, but none more than finance. It’s quite comical when you consider that over the long term, 95% of active managers – those who try and beat a broader market benchmark – cannot. There is no special magic required to be a good investor. Useful financial concepts can […]

Root Insurance – A Pure Play InsurTech Stock

Ever since the Italians issued the first insurance contract in 1347, companies have been making money issuing insurance policies. It’s not just about accurately predicting your claims so you can price policies that are profitable. It’s about having a massive pool of cash that you receive from the people you insure which can then be […]

6 LegalTech Startups Disrupting the Legal Industry

“Lawyers are the only persons in whom ignorance of the law is not punished.” Those were the words of Jeremy Bentham, an English philosopher from the 1700s who thought that knowledge was rapidly advancing towards perfection. Were he alive today, Mr. Bentham might be truly amazed at how technology is being used to make the […]

Global X FinTech ETF or Ark Fintech Innovation ETF?

Thematic investing is all about “identifying powerful, disruptive macro-level trends” and then finding “the underlying investments that stand to benefit from the materialization of those trends.” That’s according to Global X, an expert in thematic investing that offers a range of exchange traded funds (ETFs) that track various themes, the dominant category being disruptive technologies. […]

The Safest and Easiest Way to Invest in Bitcoin

Albert Einstein once said that reality is an illusion, but a very persistent one. He could have easily made the same statement about money, only some of which has actual value. In Papua New Guinea, they use pigs for money. Even today, you can pick up a decent-looking younger wife for about five or six […]

Is Investing in Bitcoin a Safe Haven Like Gold?

“The market seems overheated but it may just be getting started – proceed with cautious optimism,” is the sort of shite you’ll often hear pundits say. These sorts of wishy-washy statements tell you absolutely nothing useful, but since the pundits need to say something, they try to avoid speaking with conviction so you can’t call […]

The Dangers of Paid Stock Research Reports

Over the past decade and a half, we’ve been warning our readers to avoid penny stocks like the plague. We’ve backed up those warnings with dozens of examples where penny stocks became absolutely worthless over time. Were these outright scams, or just incompetent management teams who meant well? Who cares, investors still lost all their […]

How Disruptive Technology Thematic ETFs Work

“There Are Now More Indexes Than Stocks,” was the title of a May 2017 Bloomberg article which attributed this amazing stat to the demand for indexes by investment managers. There’s a seemingly endless number of ways you can slice and dice a universe of stocks, and even rules-based indexes that make active stock selection decisions, […]